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This whole process can take up to 1-5 business days.",[],"What are SWIFT transfers and how do they work?",{"_id":1152,"answer":1153,"question":1166},"faq-HK-what-are-local-transfers-and-how-do-they-work",[1154,1160],{"_key":1135,"_type":882,"children":1155,"markDefs":1159,"style":890},[1156],{"_key":1138,"_type":886,"marks":1157,"text":1158},[],"A local transfer uses a network of financial institutions to send money directly to a recipient’s local bank account. These transfers are settled in the local currency by the recipient’s bank. All you need are the recipient’s local bank account details.",[],{"_key":1143,"_type":882,"children":1161,"markDefs":1165,"style":890},[1162],{"_key":1146,"_type":886,"marks":1163,"text":1164},[],"Local transfers are generally cheaper and faster than SWIFT transfers. They typically settle instantly or within 1 business day, depending on the country’s payment infrastructure. By contrast, international wire transfers (via SWIFT) are used for cross-border payments but can take 1–5 business days and incur higher fees due to intermediary banks and currency conversion.",[],"What are local transfers and how do they work?",{"_id":1168,"answer":1169,"question":1176},"faq-HK-what-is-the-difference-between-international-wire-transfers",[1170],{"_key":1135,"_type":882,"children":1171,"markDefs":1175,"style":890},[1172],{"_key":1138,"_type":886,"marks":1173,"text":1174},[],"The key difference between international wire transfers and local bank transfers is that local transfers are typically faster and more cost-effective, while international wire transfers tend to involve higher fees due to intermediary banks and currency conversions.",[],"What is the difference between international wire transfers vs local bank transfers?",{"_id":1178,"answer":1179,"question":1194},"faq-HK-how-do-global-payments-or-international-money-transfers-work",[1180,1187],{"_key":1181,"_type":882,"children":1182,"markDefs":1186},"h1",[1183],{"_key":1184,"_type":886,"text":1185},"h1s","Global payment is the process of transferring money to a bank account that is set up in a foreign country. This payment could be made to your supplier, your vendor, an employee, a business affiliate or any other entity. Making global payments involved strenuous processes and numerous fees in the past, however, the process is easier and more cost-effective today.",[],{"_key":1188,"_type":882,"children":1189,"markDefs":1193},"h2",[1190],{"_key":1191,"_type":886,"text":1192},"h2s","Generally, a global payment provider is involved, which functions as an intermediary between the payer & the receiver from different nations. They may collect funds locally and settle them in the recipient’s country using local payment networks, which reduces costs and processing times.",[],"How do global payments or international money transfers work?","FAQs about global payments & international money transfers",{"_key":1197,"_type":1115,"background":1198,"body":1199,"ctas":1200,"footnote":171,"heading":1213,"variant":1214},"cta-closing","mint-gradient","Open your free account",[1201,1206],{"_key":1202,"_type":853,"link":1203,"variant":858},"cta-closing-primary",{"_type":131,"externalUrl":433,"form":171,"internalTarget":1204,"label":1205,"linkType":359,"openInNewTab":129},{"_type":171,"slug":171},"Get Started",{"_key":1207,"_type":853,"link":1208,"variant":1121},"cta-closing-secondary",{"_type":131,"form":171,"internal":1209,"internalTarget":1211,"label":857,"linkType":135},{"_ref":1210,"_type":134},"page-HK-talk-to-sales",{"_type":193,"slug":1212},"talk-to-sales","Start your journey with Aspire","emailCapture",{"_type":139,"metaDescription":1216,"metaTitle":1217},"Send international business transfers faster and cheaper with Aspire Hong Kong. Enjoy transparent FX rates, support for 40+ currencies, and zero hidden fees.","Global Payment: Low Fees on International Transfers",{"_type":1219,"current":215},"slug","Global Payment | Radically Low Fees on International Transfers",1791529415904]