🚀 Aspire for Startups: Get up to HK$12,000 in cashback, priority onboarding and dedicated founder community at your fingertips. Learn more

Pricing

Benefits that scale as you do

Transparent pricing, no hidden fees. Upgrade anytime for more savings and benefits.

Basic

Everything you need to manage and scale your business globally

HK$0per month
Get started

What you get

  • Business accounts

    Multi-currency accounts in 13 currencies, including HKD, CNY, USD, GBP, EUR

    Local and international account details

  • Payments and FX

    Send and receive in 40+ currencies across 130+ countries

    Low FX rates that beat most providers

  • Corporate cards

    1.2% unlimited cashback on all spends^

    Virtual and physical cards for your team

  • Expense management

    Real-time spend control and visibility

    Reimbursements and approval workflows

  • Yield

    Up to 3.14%* p.a. on USD and 1.84%* p.a. on HKD

    No minimums, next-business-day access

  • Users

    5 free spend users

Premium

Smarter savings and exclusive perks

HK$399per month
Get started

Everything in Basic, plus

  • Payments and FX

    5 free outbound international transfers per month

    Free FX on up to HKD $80,000 per month

  • Corporate cards

    Up to 300 free virtual cards

    One free mental card (coming soon)

  • Yield

    Up to 3.39%* p.a. on USD and 2.09%* p.a. on HKD

  • Users

    10 free spend users

  • Other benefits

    Extra partner discounts on business tools and travel

    Invites to founder events

*The yield is based on 7-day performance as of 31st Jul 2026, after deducting Aspire’s service fees. Returns are not guaranteed and are projected based on how much your money could potentially grow over a year. Your capital may be at risk. Past performance is not an indicator of future performance.  View the fund's 1-year historical performance for USD here and HKD here.

Get more from Aspire. Check our Custom Plans

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Compare features

BasicGet startedPremiumJoin Waitlist
Business Account
Multi-currency accounts 13 currencies13 currencies
Yield
Aspire fee 0.5%0.25%
Payments & FX
FX rate From 0.18%0% on first HK$80,000
International transfers IncludedIncluded
Local Transfers IncludedIncluded
Cards
Cashback 1.2% on all spend1.2% on all spend^
Virtual Cards Up to 200Up to 300
Physical Cards 1st card free per user1st card free per user
Metal cards (coming soon) Not included1 free per account
International/FX spends IncludedIncluded
ATM withdrawals IncludedIncluded
Card controls IncludedIncluded
Team Management
Spend users 5 free users HK$30 per additional spend user/month10 free users HK$30 per additional spend user/month
Software
Invoices IncludedIncluded
Bills IncludedIncluded
Budgets IncludedIncluded
Claims IncludedIncluded
Analytics IncludedIncluded
Integrations IncludedIncluded
Procurement Available on requestAvailable on request
APIs Available upon requestAvailable upon request
Support
SuppoAvailabilityrt 24/724/7
AI chatbot IncludedIncluded
Live chat IncludedIncluded
Rewards
Partner rewards Standard discountsMore partners, extra discounts Worth up to USD $500 per month
Access to founder events Invitation onlyIncluded

FAQs

No, Aspire does not charge any setup fees. Opening an account is completely free, making it easy for businesses to get started without upfront costs.

No, Aspire does not require a minimum balance or deposit. In addition, it’s part of our mission to ensure transparent pricing. You will always know how much you're charged before you pay.

Aspire adheres to strict compliance standards and use advanced encryption technology. In Hong Kong, Aspire operates through AFT HK Limited (Registration No: 75317450‒000), a licensed Money Service Operator (MSO) (License No: 24‒02‒03202) regulated by the Hong Kong Customs and Excise Department. This ensures that all operations are carried out in accordance with Hong Kong's regulatory framework.

Opening an Aspire account is quick and hassle-free. Our account opening can be as fast as 1 day, but note that the timeline varies depending on the nature of your business. Rest assured that your business registration is 100% online, and you will be allocated to an onboarding manager to support you fully during the registration process.

Hear it first from our customers

  • Gregory Van

    Gregory Van

    CEO of Endowus

    “As a startup, we needed more flexible solutions to support our increasing needs, as well as ones that’d make the most financial sense in supporting our growth.”

    Read the case study
    Saved per year
    $111,000
    Saved per year
    900hr
  • Chai Yang

    Chai Yang

    Finance Director

    “It was challenging to recognise costs efficiently with manual processes. With Aspire, we have control and visibility into all expenditure, allowing us to act swiftly and make informed decisions.”

    Read the case study
    Saved per year
    $35,320
    Saved per year
    1,664hrs
  • Sagar Khatri

    Sagar Khatri

    Co-Founder at Multiplier

    “For organisations with many moving parts like ours, budgeting is important. Being unable to view our state of expenses at any given time causes challenges to modern businesses like ours.”

    Read the case study
    Saved per year
    $73,000
    Saved per year
    760hrs

Start your journey with Aspire

Open your free account

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