Yield
Grow your business funds with Aspire Yield
Earn returns on your USD and HKD with no minimums and next-business day access when you need it.
Maximise your returns in USD and HKD
- on USD
3.64%*- Before 0.5% Aspire annual fee
- on HKD
2.34%*- Before 0.5% Aspire annual fee
*The return rates are based on 7-day performance as of 23rd Jun 2026, before deducting Aspire's service fees. They do not guarantee future growth. Returns are not guaranteed and are projected based on how much your money could potentially grow over a year. Your capital may be at risk. Past performance is not an indicator of future performance. View the fund's 1-year historical performance here.
Keep your money safe
At Aspire, we are committed to helping you maximise your money and minimise risk so you can focus on scaling your business.
Invest securely
Your money will be invested in relatively low-risk money market funds managed by Singapore's leading fund managers. You'll also get updates on the net asset value of, and returns on, your investments.
Always accessible
We believe in giving you full control of your money. Your Yield account is integrated with your Business account, allowing you to seamlessly invest your funds anytime.
Start from your first dollar
No minimum amount required. Yield gives you the flexibility to grow your capital on your terms.
Cash out anytime
Earn returns on spare cash with next-business day liquidity or move funds back to your business account for your business expenses whenever needed.
FAQs about Yield
Your Yield account is integrated with your Aspire business account, allowing you to seamlessly invest your idle funds anytime.
- For HKD, your funds are invested in Taikang Kaitai Hong Kong Dollar Money Market Fund
- For USD, your funds are invested in Franklin USD Short-Term Money Market Fund
View the fund's 1-year historical performance for USD here and HKD here.
You’ll get updates on the net asset value of and returns on your investments, with next-business-day access to your money whenever needed.
Yield is available only to businesses incorporated in Hong Kong that qualify as active Non-Financial Entities (NFE). It is not available to companies with U.S. Persons or financial institutions and investment companies.
There are no fees to open an account or use Yield.
Clients are charged a small percentage of their total monthly Aspire Yield holdings at a rate determined by the value of the total holdings in Yield. This is charged to the Yield account.
You can withdraw money from your Yield account at any time. The proceeds of the sale of the fund units will be transferred to your Aspire business account by the next business day, if the redemption request is received before the cut-off time for the day of the relevant money market fund(s).
No, you can invest any amount in Yield and get access to your funds on the next business day (for redemption requests placed before cut-off time).
Start your journey with Aspire
Open your free account